Ripple and XRP comparison to Apifiny, found on their blog:
When comparing Roxe with Ripple, important points of differentiation emerge. The first is that while Ripple is primarily used by banks, Roxe is designed to be used by banks, exchanges, payment companies, and trading institutions. Another major difference is that Ripple transfers value via the XRP cryptocurrency, whereas Roxe transfers value for fiat currencies and cryptocurrencies through the use of “fungible currency” that is anchored 1:1 to the transaction’s underlying asset. These attributes broaden the use case for Roxe, which can accommodate the transfer of value for more asset types. The result is fungible currencies that can be redeemed on any network exchange, without any impact from price fluctuations.
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